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Buyer's Guide

A Step-by-Step Buyer's Guide

Navigate the Home Buying Journey with Confidence

To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step homebuyer’s guide will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

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Step 1: Partner with Your Real Estate Advisor

Buying a home is an exciting milestone, but it can also come with questions and decisions. As your trusted Real Estate Advisor, I’m here to simplify the process and support you with expert guidance from start to finish. Whether it’s identifying the right neighborhoods to focus your search, understanding market trends, or navigating the final steps of closing, I’ll help you make confident, informed decisions every step of the way.

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Step 2: Get Financially Prepared

Before beginning your home search, it’s important to understand your budget and financing options. I can connect you with reputable, licensed lenders who will assess your financial readiness and buying power.

  • If you're financing: A pre-approval letter strengthens your offer and clarifies your budget.
  • If you're paying cash: Be prepared to show proof of funds.

Being financially prepared sets the stage for a smoother transaction—especially in competitive markets.

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Step 3: Start Your Home Search

Whether you have a specific area in mind or are exploring different neighborhoods, I’ll help you find the right location that fits your lifestyle, commute, and long-term goals.

Services I provide include:

  • Personalized MLS home search notifications
  • Neighborhood tours and insights
  • Property previews and private showings

With my local expertise, you’ll discover the communities and homes that truly match your needs.

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Step 4: Make a Strategic Offer

When you find the home you want to make an offer on, I’ll help craft a compelling offer based on current market trends and local data.

We’ll review all aspects of the offer, including:

  • Price
  • Contingencies (inspection, mortgage, appraisal, etc.)
  • Preferred closing date

I can also recommend trusted professionals—home inspectors, real estate attorneys, and more—to support you in this phase. If the seller accepts, counters, or declines, I’ll guide you through your next steps.

My goal is to provide you with the most personalized service that is designed to help you buy your dream home

Schedule A Consultation
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Step 5: Accepted Offer – What Happens Next

Once your offer is accepted, the process accelerates. Here's what to expect:

  • Home Inspection: Schedule this quickly to identify any issues with the home’s systems or structure. Additional inspections (e.g., oil tank scans, pool checks) may be advised. The inspection will give you a comprehensive understanding of the home’s structures and systems and will report any problems the inspector may have uncovered.
  • Contract Signing: After a satisfactory inspection or all parties agree on any needed repairs, you’ll review and sign the purchase contract with your real estate attorney and provide an earnest money deposit.
  • Under Contract: Once both parties sign, the contract becomes binding—meaning the seller cannot accept another offer.
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Step 6: Appraisal & Mortgage Commitment

If you're financing the purchase, your lender will require a copy of the signed contract to move forward. An independent appraiser will assess the property's market value.

After reviewing the appraisal and your financial documents, your lender will issue a Mortgage Commitment Letter, which is an essential milestone toward closing.

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Step 7: Final Walk-Through

A day or two before closing, we’ll do a final walk-through to confirm that:

  • All agreed-upon repairs have been completed
  • Fixtures and appliances are present and functioning
  • No new damage has occurred

This ensures the property is in the agreed-upon condition before you officially take ownership, providing peace of mind before finalizing the purchase.

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Step 8: Closing Day – Welcome Home!

Before closing, your attorney and lender will provide a Closing Disclosure, outlining the final terms of your loan and all transaction costs including the loan terms, payments, taxes and other associated costs to the transaction. The title closer ensures clear title to the property.

At closing, you’ll:

  • Present a certified or bank check for your final closing costs - the difference between the down payment, mortgage, and selling price, subject to adjustments such as taxes and utilities.
  • Show proof of homeowner’s insurance
  • Sign the final documents

Once your loan is funded (if applicable) and everything is finalized, you’ll receive the keys to your new home!

Let’s Get Started!

Whether you're a first-time buyer, upsizing/downsizing, or relocating, I'm here to make your home-buying journey smooth, informed, and enjoyable. Let’s connect and take the first step toward finding the perfect home—together.

Work With Elana

Elana has an established network of craftsmen and home maintenance contacts that help make home buying and selling a seamless experience. Her strong marketing background allows her to leverage various channels to create the best strategy to market a client’s property.

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